1. Age Eligibility
I understand that only individuals aged 18 years and above are permitted to participate in this program. By participating, I confirm that I meet this age requirement.

2. Program Purpose & Disclaimer of Advice
I understand that this program is conducted solely for educational and training purposes.
This program does not provide financial, investment, or buy/sell advice for any financial products.

Any investment or trading decisions are made entirely at my own discretion and responsibility.

3. Program Scheduling
I understand that:

• The date, time, or session of the program cannot be changed, postponed, or transferred to another session, seminar, or date at the participant’s request.

• Absence from the program does not entitle the participant to any rescheduling or replacement session.

4. Technical Requirements
I am fully responsible for ensuring:

• A stable internet connection

• A suitable device

• Sufficient data quota

throughout the duration of the program. The Organizer shall not be responsible for any technical disruptions on the participant’s side.

5. Schedule Changes by the Organizer
I understand that the Organizer reserves the right to make changes to:

• Tarikh

• Masa

• Lokasi

• Program platform

Any additional costs arising from such changes shall be entirely borne by the participant.

6. Copyright & Intellectual Property
All learning materials, modules, content, methodologies, systems, AI application methods, and all shared materials are the exclusive property of Dato’ Dr. Nazri Khan (DDNK) and/or DDNK Holdings Sdn Bhd.

The use of these materials is subject to:

• Copyright Act 1987

• Trade Marks Act 1976

I agree that I am strictly prohibited from:

• Recording, copying, distributing, disseminating, or republishing any content

• Teaching, training, or transferring the knowledge to any third party

• Sharing program access links

without prior written consent from the Organizer. Any breach may result in legal action and full claims for damages.

7. Prohibited Programs & Unauthorized Activities
The Organizer strictly prohibits any party from:

• Organizing programs or training similar to Mula Trade

• Using similar names, concepts, methods, or training structures

without written approval from the Organizer and Dato’ Dr. Nazri Khan.

In addition, the following activities are strictly prohibited without written approval:

• Collection of participant data or information

• Sale of products or services

• Promotional or commercial activities

whether conducted within or outside the program.

8. Use of Robots, Systems & Trading Tools
I understand that any robots, systems, or trading tools introduced are for educational purposes only.

No guaranteed returns are provided, and any profits or losses are entirely my own responsibility.

9. Promotional Pricing, Payments & Deposits
I understand that:

• Promotional prices or discounts are valid only within the specified period

• All deposits or full payments are non-refundable after the promotional period ends

• Cancellation of participation does not entitle the participant to any refund

• Any deposit not fully utilized within one (1) year from the payment date shall be automatically forfeited (burned) and is non-refundable

10. Performance, Risk & Liability Disclaimer
I understand that:

• Past performance does not guarantee future results

• All examples, analyses, and information are for educational purposes only

• Any strategy does not guarantee profits and may result in capital loss

Investment and trading activities involve significant risk and may not be suitable for all individuals. I am advised to:

• Not invest more than I can afford to lose

• Assess my own objectives, experience, and risk tolerance

• Seek advice from a licensed financial professional if necessary

The information provided has not been reviewed or approved by the Securities Commission Malaysia.

11. Personal Data Protection
The Organizer will not disclose participants’ personal information to any unauthorized third party without consent, in accordance with applicable data protection laws.

12. e-Invoice & Tax Information Requirements
Participants are required to ensure that their Tax Identification Number (TIN) dan identification card number are accurately completed for the purpose of issuing e-Invoices, in compliance with the requirements of the Inland Revenue Board of Malaysia (LHDNM) under the Income Tax Act 1967 and the implementation of the e-Invoice system.

13. Termination of Participation
The Organizer reserves the right to immediately terminate the participation of any participant found to be in breach of these terms and conditions or any instructions issued under the program’s Standard Operating Procedures (SOP).